Welcome to Zoth: Bridging Traditional Finance and Onchain Finance

Welcome to Zoth: Bridging Traditional Finance and Onchain Finance

At Zoth, we’re building a platform that connects traditional financial opportunities with the world of onchain finance. Our goal is to provide institutional-grade yield options on the blockchain, offering investors access to secure, stable, and compliant fixed-income investments like US Treasury Bills and corporate bonds.

What is Zoth?

Zoth is a financial ecosystem that simplifies the process of investing in traditional financial assets (like US Treasury Bills or corporate bonds) by bringing them onto the blockchain. This process is called tokenization, where these assets are represented digitally, making them easily accessible to investors via stablecoins such as USDC or USDT.

In essence, Zoth bridges the gap between Traditional Finance (TradFi) and Onchain Finance, helping institutional and qualified investors tap into safe and sustainable yield opportunities through blockchain technology.

Example:Understanding Zoth in Simple Terms

Let’s say you want to invest in US Treasury Bills—a low-risk, secure investment. Normally, you’d need to go through banks or brokers, which can be time-consuming and complex. Zoth simplifies this by "tokenizing" these treasury bills, making them available as digital assets on the blockchain. You can now invest in them quickly and securely using stablecoins, bypassing the traditional banking hurdles.

With Zoth, you’re still investing in the same real-world financial products, but in a more efficient, modern way, using blockchain for ease of access and security.

Introducing Zoth-FI: The Fixed Income Marketplace

Zoth’s first offering, Zoth-FI (Fixed Income), is a marketplace that allows qualified investors to access high-quality fixed-income assets like US Treasury Bills, corporate bonds, and secured trade finance receivables via stablecoins.

Zoth-FI focuses on:

  • Sustainable yield: Offering low-risk, high-quality investments.

  • Compliance: Strict regulatory compliance across multiple jurisdictions.

  • Efficiency: Bringing traditional financial products onto the blockchain for faster and more transparent investments.

Our Mission

Zoth envisions a future where Traditional Finance and Onchain Finance seamlessly merge, unlocking secure yield opportunities, improving liquidity, and making the tokenization of real-world assets (RWAs) more efficient.

Our Core Values: Transparency, Trust, and Fairness

At Zoth, we adhere to three core values to build trust and reliability in our platform:

  1. Transparency: We communicate clearly with our investors, keeping them informed about the risks, strategies, and operations of the assets they invest in.

  2. Trust: We work only with reputable partners, ensuring the security of funds and investments. Our partnerships with trusted asset managers and financial institutions are key to maintaining the confidence of our investors.

  3. Fairness: We ensure equitable risk distribution across investments. Through measures like First Loss Coverage Guarantees and Institutional Credit Guarantees, we protect investors from unexpected losses.

Zoth's Products:

Zoth offers two main products that cater to different types of fixed-income investments:

  • Zoth Tokenized Liquid Note (ZTLN): This product provides accredited investors access to a USD-denominated portfolio of low-risk assets, such as US Treasury Bills and corporate bonds, all through blockchain technology.

  • Zoth Secure Trade Finance (ZSTF): ZSTF focuses on investing in short-term receivables from reliable companies, offering a secure and diversified way to earn returns from trade finance.

Why Choose Zoth?

In traditional finance, investing in fixed-income products often involves several parties, making the process slow and complex. Zoth simplifies this by bringing these traditional assets onto the blockchain, allowing for faster transactions, greater transparency, and easier access to investments. By tokenizing these assets, Zoth allows you to benefit from the security and stability of traditional finance while enjoying the efficiency and accessibility of blockchain technology.

Conclusion

Zoth is reshaping the future of finance by bridging the gap between traditional and onchain finance. Whether you’re interested in low-risk investments like US Treasury Bills or seeking diversified, secure returns through trade finance, Zoth provides an easy, secure, and compliant way to invest using blockchain.

With a focus on trust, transparency, and fairness, Zoth ensures that investors can confidently access sustainable yield opportunities while adhering to regulatory standards. Join us as we lead the charge in creating a more accessible and efficient financial future.