Imagine having access to a $120 trillion market that’s currently dominated by the likes of BlackRock, with retail investors on the sidelines. Now, with ZeUSD, Zoth is set to revolutionize the financial landscape, making Real-World Assets (RWA) available to everyone—from seasoned investors to everyday DeFi users—through an exciting fusion of traditional finance and decentralized technology.
The $120 Trillion Untapped Market:
The traditional finance world is brimming with high-value assets such as bonds, treasuries, and high-quality fixed-income products. Major institutions like BlackRock and Fidelity are actively tapping into RWAs, yet for retail investors, the barriers to entry have always been sky-high. Zoth's mission with ZeUSD is to break down those walls and put retail investors in the driver's seat, allowing them to access real-world yields with the simplicity of DeFi.
While $6.25 billion of RWAs are currently tokenized and locked in DeFi protocols, $120 trillion remains untapped—a vast ocean of opportunity. Zoth’s ZeUSD is designed to help retail investors dive in.
What Makes ZeUSD Special?
ZeUSD is not your typical stablecoin. It’s an omni-chain token fully backed by premium RWAs, bringing together the best of traditional markets and the cutting-edge world of decentralized finance. Here's what makes it a game-changer:
Fully backed by real assets: Each ZeUSD token represents a slice of RWAs, ensuring tangible value instead of just an algorithmic promise.
Composable across chains: ZeUSD flows seamlessly between different blockchains, ensuring interoperability across Layer 1 and Layer 2 ecosystems.
Omni-chain functionality: Whether you’re using Ethereum, Binance Smart Chain, or any other leading protocol, ZeUSD can move across these ecosystems without friction.
Unleashing New Possibilities for DeFi Users:
ZeUSD offers more than just a store of value. Its real-world asset backing means DeFi users can explore exciting new financial opportunities:
Borrow cheaper, earn more: When users borrow ZeUSD using BTC or ETH as collateral, they enjoy lower borrowing rates compared to typical DeFi lending. The best part? The yield generated by ZeUSD offsets borrowing costs, potentially creating a negative borrowing rate. Yes, you could get paid to borrow!
Instant liquidity, zero friction: ZeUSD can be swapped for any other stablecoins in liquidity pools, offering the kind of frictionless liquidity that makes moving between protocols and assets easy.
Stable yields, accessible to all: ZeUSD democratizes access to high-quality, stable yields typically only available to institutional investors. Now, anyone with internet access can invest in products traditionally out of reach for the average retail user.
A New Kind of Ecosystem:
The ZothFI ecosystem is built on partnerships that fuel its vision of creating a retail-friendly DeFi world:
TradFi meets DeFi: Zoth collaborates with banks, traditional finance institutions, and blockchain DAOs, ensuring the real-world assets supporting ZeUSD are secure and compliant.
Cross-chain expansion: With interoperability layers, ZeUSD works effortlessly across different blockchain ecosystems, creating one of the most flexible tokens in DeFi.\
The Market Potential—Where We’re Headed:
The regulated RWA space, particularly in bonds and treasuries, is poised for a significant boom. While only a fraction of RWAs has been tokenized, this market is set to expand rapidly in the next five years. For retail investors, this means unprecedented access to investment products that offer stable, secure, and high-yield returns.
As more retail investors onboard through ZeUSD, they’ll enjoy benefits traditionally reserved for the financial elite. The gap between institutional and retail investment opportunities will shrink—and with it, the boundaries of what’s possible for the average investor.
Conclusion
ZeUSD is more than a token—it’s the catalyst for the next era of finance. By bringing RWAs on-chain, Zoth is empowering a new generation of investors with opportunities that were previously out of reach. The future of finance is decentralized, permissionless, and, for the first time ever, open to all.